Our Lending Solutions

From buying your first home to refinancing existing loans, or building your portfolio, we offer flexible solutions designed to fit your goals.

Whether you’re buying your first home, expanding a real estate portfolio, or financing commercial property, the right structure matters — and it starts with a conversation.

Turn Your Dream Home Into Reality.

If you’re buying or refinancing a primary residence, second home, or small multi-family property, explore mortgage options based on your income, credit profile, timeline, and long-term plans.

With competitive rates, flexible terms, and personalized guidance, we’ll make sure the process is simple, clear, and tailored to your needs.

Real estate investors need financing that focuses on property cash flow, not just personal income.

DSCR and investment loan solutions may allow:

Qualification based on rental income

LLC or personal ownership

Short-term or long-term rentals

Portfolio expansion strategies

Land and construction financing require careful planning

Vacant land loans

Construction-to-permanent loans

Build-now or build-later options

Financing with or without a builder selected

Specialty Loan Programs

Not every borrower fits traditional guidelines — and that’s okay.

Specialty loan solutions may include:

HELOCs and second liens

Non-QM loans for self-employed or complex income

Reverse mortgages for eligible homeowners

Asset-based or alternative documentation options

These programs require expert guidance to ensure the right fit.

Your Future Starts Here

Ready to Talk?

If you’re unsure which loan fits best, don’t worry — I’ll help you decide.

Maggie Dulcio| Mortgage Loan Officer

NMLS# 2636632| Equal Housing Lender

Your information is secure and used only to assist with your loan inquiry

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